Knowledge of car insurance for new drivers

If you are one of the new drivers who have recently pass the driving test and get the license is important. By getting the knowledge on insurance you can save your money easily and you can become one of the clever drivers. One out of five new drivers crushes their car in their first year of license. Not because they are not good drivers, because they don’t have the experience of the UK road driving. In the best driving schools in the UK, they teach you how you can drive a car safely but they don’t give you the experience of road driving. So insurance for your new car is important. Insurance also helps you to become a confident driver by overcoming the nervousness of car damage. Many people get nervous because they don’t have money to cover their car damage that is why they get nervous and drive a car with the scare of damage which is not right. Many people don’t buy expensive cars because they don’t want to waste their money on insurance. You can save up to 29% if you have the right knowledge of insurance.

The reason why is my car insurance is so high

According to the recent study of ABI revealed that the cost of car insurance takes up around more than 9% of the average young drivers, aged 18-21 and salary. Young drivers pay around five times more than other driver’s pay; they pay 973 dollars on average for their car insurance. The reason behind this high premium for new young drivers is the more risk of a crash they are based on. New drivers don’t have the experience of the UK’s road drive as compared to old drivers who have been driving for five years. This means you are more likely to be involved in an accident. You can save money if you have experience of driving.

Knowledge of black box car insurance

Nowadays more and more drivers, especially those who have just passed their driving test are opting for the insurance type as compared to black box car insurance might once have been regarded as a slightly spooky-sounding fad of the auto cover industry. The reason behind this is that those drivers who sign up can enjoy insurance discounts of up to more than 19% with very safe drivers enjoy further reductions. It is involved in a black box they will fit a device in your car which monitors your driving style and determines how much of a risk you are. It is also known as ‘telematics insurance’, the black box can also help experienced drivers to save their money on their car insurance.

What are the downsides of the black box

It is important that you know that such policies can come with certain restrictions and these restrictions vary from driver to driver. These restrictions are for our safety and it is important you follow them. If you follow them then you can be safe and also your car will be safe. There are certain policies like you are not allowed to drive at night, not allowed to exceed a certain speed. But if you are a careful driver and you stick to the restrictions then there is nothing to worry about, except what you are going to do with the money you have saved.

Pass plus course

You can raise your savings up to more than 28% by combined black box insurance with a pass plus course. Many insurers offer a discount of around 9 to 10% to the drivers who have successfully completed a Pass Plus course. Basically, Pass plus is an additional course of driving comprised of six modules, each lasting one hour, which includes:

  • Town driving
  • All-weather driving
  • Driving out of town
  • Night driving
  • Driving on dual carriageways
  • Driving on motorways
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